Liverpool contractors — digital, maritime and a rising tech city.
Liverpool has reinvented itself around digital and creative industries, a major maritime and logistics sector, and a growing tech and life-sciences base. Its contractors — developers, creatives and engineers — need lenders that read a day rate, not three years of accounts. As a whole-of-market, FCA-authorised brokerage, we place Liverpool and Merseyside contractors, with strong options for first-time buyers.
Why Liverpool contractors need a specialist
Liverpool's digital, creative and logistics employers create a varied day-rate and freelance workforce. Specialist lenders assess the contract or net profit rather than demanding years of accounts, which suits the city's independent professionals and freelancers.
Sectors we see most in Liverpool
Software and digital contractors, creative and media freelancers, and maritime, logistics and engineering professionals. See IT contractors and sole traders.
First-time buyers and value
Liverpool is among the more affordable major cities, so many contractors are first-time buyers — we combine contractor assessment with first-time buyer and low-deposit schemes.
We work with Liverpool contractors remotely
No office visit needed — we advise by phone, video and email around your contract. See the areas we cover.
Lenders we place Liverpool contractors with — a selection
Lender guides: Halifax · Barclays · HSBC · NatWest · Nationwide · Accord · Clydesdale · Yorkshire BS · Kensington See how we place cases →
Contractor Mortgages in Liverpool, answered
Can I get a mortgage as a contractor in Liverpool?+
Yes. Specialist lenders assess your day rate or net profit rather than years of accounts, whether you're in digital, creative or logistics.
I'm a freelancer in Liverpool — how am I assessed?+
Freelancers and sole traders are usually assessed on net profit from self-assessment; day-rate contractors on their annualised rate.
I'm a first-time buyer — can you help?+
Yes. Liverpool's accessible prices suit first-time buyers, and we combine contractor assessment with low-deposit routes.
Do you cover the wider Merseyside area?+
Yes, we cover Liverpool, Wirral, Sefton and the wider region, advising remotely.
Do I need to meet in person?+
No. We advise Liverpool contractors by phone, video and email, around your hours.