Leeds contractors — the North's financial and legal heart.
Leeds is the UK's largest financial and professional-services centre outside London, with a fast-growing digital and legal scene alongside it. Its contractors — in banking, law, insurance and tech — need lenders that read a day rate rather than three years of accounts. As a whole-of-market, FCA-authorised brokerage, we place Leeds and West Yorkshire contractors, from first-time buyers to high earners.
Why Leeds contractors need a specialist
Leeds concentrates banking, insurance, legal and increasingly digital employers, so many professionals contract on a day rate. High-street lenders still ask contractors for years of accounts; specialist lenders assess the current contract instead, which suits the city's finance and tech contractors.
Sectors we see most in Leeds
Banking and insurance contractors across the city centre, legal and professional-services consultants, and a growing base of software and digital contractors. See IT contractors and limited company directors.
First-time buyers and value
Leeds prices remain accessible relative to the South, so many contractors are first-time buyers — we combine contractor assessment with first-time buyer and low-deposit schemes.
We work with Leeds contractors remotely
No office visit needed — we advise by phone, video and email around your contract. See the areas we cover.
Lenders we place Leeds contractors with — a selection
Lender guides: Halifax · Barclays · HSBC · NatWest · Nationwide · Accord · Clydesdale · Yorkshire BS · Kensington See how we place cases →
Contractor Mortgages in Leeds, answered
Can I get a mortgage as a contractor in Leeds?+
Yes. Specialist lenders assess your day rate and current contract rather than years of accounts, whether you're in finance, law or tech.
I'm a first-time buyer contractor in Leeds — can you help?+
Yes. We combine contractor income assessment with first-time-buyer and low-deposit routes, which suit Leeds' relatively accessible prices.
Do you cover wider West Yorkshire?+
Yes, we cover Leeds, Bradford, Wakefield and the wider region, advising remotely.
How is my income worked out?+
Your day rate is annualised (typically over 46 weeks) and lent on at around 4.5×, before deposit and affordability checks.
Do I need to meet in person?+
No. We advise Leeds contractors by phone, video and email, around contract hours.