Exeter contractors — the South West's professional and tech hub.
Exeter is the professional and technology capital of the South West — home to the Met Office and its supercomputing, a strong financial and professional-services base, and a growing science and digital cluster. Its contractors, in tech, finance and science, need lenders that read a day rate, not three years of accounts. As a whole-of-market, FCA-authorised brokerage, we place Exeter and Devon contractors.
Why Exeter contractors need a specialist
Exeter's tech, finance and science employers create a solid day-rate contractor base across Devon. Specialist lenders assess the current contract rather than years of accounts — the route that suits the region's IT, data and professional contractors.
Sectors we see most in Exeter
Software, data and science contractors, financial and professional-services consultants, and public-sector and research professionals. See IT contractors and limited company directors.
First-time buyers and value
Exeter is more affordable than much of the South, so many contractors are first-time buyers — we combine contractor assessment with first-time buyer and low-deposit schemes.
We work with Exeter contractors remotely
No office visit needed — we advise by phone, video and email around your contract. See the areas we cover.
Lenders we place Exeter contractors with — a selection
Lender guides: Halifax · Barclays · HSBC · NatWest · Nationwide · Accord · Clydesdale · Yorkshire BS · Kensington See how we place cases →
Contractor Mortgages in Exeter, answered
Can I get a mortgage as a contractor in Exeter?+
Yes. Specialist lenders assess your day rate and current contract rather than years of accounts, whether you're in tech, finance or science.
How is my income worked out?+
Your day rate is annualised (typically over 46 weeks) and lent on at around 4.5×, before deposit and affordability checks.
I'm a first-time buyer contractor — can you help?+
Yes. Exeter's relative affordability suits first-time buyers, and we combine contractor assessment with low-deposit routes.
Do you cover the wider Devon area?+
Yes, we cover Exeter, Plymouth, Torbay and the wider South West, advising remotely.
Do I need to meet in person?+
No. We advise Exeter contractors by phone, video and email, around contract hours.