Aberdeen's energy contractors — offshore income, understood.
Aberdeen is the UK's energy capital, and its contractor market is unlike anywhere else — offshore rotations, day rates in mixed currencies, and increasingly energy-transition and renewables work alongside oil and gas. These income patterns confuse high-street lenders. As a whole-of-market, FCA-authorised brokerage, we place Aberdeen's oil, gas, offshore and energy contractors with lenders who understand rotational and foreign-currency income.
Why Aberdeen contractors need a specialist
Offshore and energy contracts often mean rotational working (weeks on, weeks off), pay in US dollars or euros, and time spent overseas — all of which a generic lender reads as instability. Specialist lenders annualise the day rate, accept recognised foreign currencies and understand rotation, so your real earning power is assessed properly.
Oil, gas, offshore and the energy transition
We see drilling, subsea and platform contractors, plus a growing number in offshore wind and renewables as the North Sea transitions. See oil, gas & offshore contractors and, for those based abroad, expat mortgages.
Foreign currency and overseas rotations
Paid in dollars or euros, or working overseas rotations? Several lenders accept major-currency income and time abroad — see foreign national contractors and expat mortgages.
We work with Aberdeen contractors remotely
Offshore rotation makes visiting an office impractical — we advise entirely by phone, video and email, around your rotation. See the areas we cover.
Lenders that accept offshore and foreign-currency income — a selection
Lender guides: Halifax · Barclays · HSBC · NatWest · Nationwide · Accord · Clydesdale · Yorkshire BS · Kensington See how we place cases →
Contractor Mortgages in Aberdeen, answered
Can I get a mortgage as an offshore contractor in Aberdeen?+
Yes. Specialist lenders annualise your day rate and understand rotational offshore working, so a weeks-on/weeks-off pattern doesn't count against you.
Will lenders accept my income in US dollars or euros?+
Many do, in major currencies, sometimes trimming the assessed figure slightly to allow for exchange movement.
I work overseas rotations — can I still get a UK mortgage?+
Yes, through expat or foreign-income-friendly lenders. We match you to those that accept your residence and currency.
Do you cover the wider North East of Scotland?+
Yes, we cover Aberdeen and the surrounding energy region, advising remotely around your rotation.
Do you help renewables and offshore wind contractors?+
Yes. Energy-transition contractors are assessed the same specialist way as oil and gas.